Water Damage: Know the Causes, Types, and Legal Implications

Causes of Water Damage

Water damage can occur due to various factors, including burst pipes, leaking roofs, overflowing appliances, or natural disasters such as floods and storms.

Types of Water Damage

Water damage is classified into three main categories:

  • Category 1: Clean Water
  • Caused by supply-line leaks, broken appliances, or rain

  • Category 2: Gray Water
  • Results from washing machines, sinks, or dishwashers

  • Category 3: Black Water
  • Involves sewage, floodwater, or standing water contaminated with bacteria

Legal Definition of Water Damage

Water damage is legally defined as "any structural or cosmetic damage to a property that occurs due to the presence of water."

It includes damage to walls, floors, ceilings, furniture, electronics, and any other property within the affected area.

Determining liability for water damage can be complex and often involves insurance companies, property owners, and responsible parties.